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When you’re looking for a quick loan, we understand that you’ll have questions. Here you can see some of the most frequently asked questions by new customers.
What are car title loans?
Car title loans are personal loans that use the value of the borrower’s car as loan security. While the car title is submitted, the car remains with the borrower.
What is the fastest way to apply for title loans?
The fastest way is to send in an application online. Your request will be reviewed by an available loan agent who will reach out to you as quickly as possible.
How much are the interest rates on auto title loans?
Car title loans are secured loans where borrowers use their vehicle title as a Interest rates can vary and often depend on the length of the loan and the collateral being used. Rates are calculated as simple interest.
What makes car title loans better than payday loans?
Car title loans are typically longer-term and can be higher amounts. When you are finished paying for them, there is zero balance. Payday loans are usually very short term.
How do auto title loans work?
They work by using a vehicle that you own as security. Only the value is used, so you can keep driving. Turn in your car title until the loan is repaid.
If my car is registered out of state can I still get a car title loan?
You will need an updated car title. You can send in your application and a loan representative will instruct you on going to the DMV to correct the title.
When is my first loan payment due?
You don’t need to begin paying your car title loan until 30 days after you sign the contract. After that, they are due every month.
How much can I get with a vehicle title loan?
The amount varies, but it depends on the value of your auto, your ability to pay and if it can be verified that you fulfill basic credit specifications.